Customer Help Centre

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Customer Help Centre

Auto Finance

Auto Finance

General Information and FAQ's

Shariah Compliance & How It Works

Islamic Finance Perspective: Ownership in Murabaha

What makes Hejaz Auto Finance different from conventional car loans?

Who endorsed the Hejaz Auto Finance product to be Sharia Compliant?

How does a reduction in contract value or declared profit, due to early or lump-sum payments work?

How does the Hejaz Murabaha base vehicle finance work?

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General

In cases of payment default, or if the borrower faces financial difficulties that hinder repayments to the Lender, what are the lender’s rights regarding vehicle repossession?

What are the basic eligibility criteria for applying for auto finance with Hejaz?

How long does it take to get approval for auto finance?

Can I apply for pre-approval before finding a vehicle?

What types of vehicles can be financed?

What is the maximum age of a vehicle that can be financed?

Is a balloon payment option available?

Can I refinance my existing car loan with Hejaz?

Are there any redraw facilities on my auto finance?

Does Hejaz charge origination or brokerage fees?

What documents do I need to provide for my application?

Do I need insurance for the financed vehicle?

Can Hejaz provide cash out for Auto Finance?

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