- Customer Help Centre
- Superannuation
- Understanding Superannuation
-
Superannuation
- What Makes Superannuation Halal
- Getting Started with Hejaz Islamic Super
- Rollovers
- Contribution
- Hejaz Super Fund Details & Account Information
- Understanding Superannuation
- General
- Compliance and Security
- Beneficiaries
- Withdrawing from your Super
- Inactive Super
- Fees. Performance, & Investment Options
-
Hayat Protection™
-
Investment Funds
-
Halal Money App & ETFs
-
Property Finance
-
Auto Finance
-
SMSF Finance
-
Small to Medium Enterprise (SME) Finance
-
Important Documents
-
Contact
Concessional Contributions
Your employer makes regular concessional super contributions of 11.5% (as of the 24/25
financial year) of your salary. You can also make contributions called salary sacrifice, from your income, before tax. Your contribution is taxed at a lower rate (up to 15%) which can be a tax-effective option, based on your income.
Small amounts now can make a big difference to your super balance in retirement, and you can claim personal contributions as a tax deduction. The annual cap for concessional contributions is $30,000 from 1 July 2024.