If I decline Insurance at the time of application, can I sign up again later?

Yes, you can choose to opt in for insurance at any time. However, please keep in mind that if your health changes, it may become more difficult to obtain insurance. This is because every client is required to complete a medical questionnaire and, in some cases, may need to undergo a full medical assessment.

We recommend considering your current circumstances and long-term needs when deciding about insurance to ensure you're adequately protected.