Hejaz offers Life, Total and Permanent Disability and Income Protection within Superannuation.
Life Cover: In the event of your premature death then your beneficiaries will receive a lump sum payment plus your Superannuation.
Total and Permanent Disability Cover: In the event of you becoming totally and permanently disabled and you can no longer work then you may receive a lump sum payment.
Income Protection Cover: Can pay up to 75% of your income as a monthly benefit payment, if you were unable to work for a period due to injury or illness. If you resume back to work, then payment will cease. Please be aware there are features within income protection such as benefit and waiting period.
Benefit Period is the time the monthly benefit can be paid until. You can select 2 years, 5 years and until age 65.
Waiting Period is how long you need to wait until your income protection monthly benefit can commence. You can select 14 days, 30 days, 60 days and 90 days.
Critical Illness Insurance: Often referred to as Trauma Insurance, gives you financial freedom by providing a lump sum payout if you become critically ill or injured and require extensive medical treatment to recover your health. Critical Illness provides cover if you suffer a specified serious event listed on the Policy, for example, cancer or stroke of specified severity. Only available outside Superannuation environment and not within.