What Can I do if I am unable to make repayments?

We are sorry to hear that you are dealing with financial difficulties. 

In the scenario where you are unable to make your home loan repayments, you may ask a family member to assist with the payments. If not, we are happy to explore a hardship option for you, that might provide relief in such testing times. If you are happy to learn more about this, respond back to this email with your consent, and we will send across the hardship application form.
 
If your situation prolongs, you might need to sell the property. Any outstanding amount owed to Hejaz will be settled first, and any remaining profit from the sale will be sent to you.